Swiss banks and credit institutions
For personal loans, debt consolidation, mortgages and business financing, we work with several banks and credit institutions operating in Switzerland.
Each applies its own risk policy. Our role is to present your file to the partners most likely to accept it, on the best terms.
Life and non-life insurers
Life, household, liability, motor, legal protection or business insurance: we compare offers from several Swiss insurance companies.
- Comparing cover, not just premiums
- Checking exclusions and deductibles
- Support when you make a claim
Health insurers and pension foundations
For basic and supplementary health insurance, we compare health insurers based on your profile and your real needs.
For occupational pensions (BVG/LPP) and pillar 3a, we work with pension foundations and institutions to build a solution consistent with your retirement goals.
Our independence and how we are paid
ACF Services is an independent broker: we are not tied to any particular institution. This independence allows us to recommend the solution that suits you, rather than that of an imposed partner.
For loans and insurance, we are paid by our partner institutions, with no fees charged to the client for advice. Fiduciary services (accounting, taxes, domiciliation, company formation) are covered by a clear quote, agreed before the work begins.