Skip to content
ACF Services SA

Life insurance

Protecting your loved ones, covering a loan or building capital: we help you choose the life insurance that truly matches your goal.

At a glance

  • 01

    Term life

    Protection in the event of death at a low premium, with no savings component.

  • 02

    Endowment insurance

    Protection in the event of death combined with building up capital.

  • 03

    Pillar 3a

    Premiums deductible from taxable income, within the limits set by the Confederation.

  • 04

    Flexible pillar 3b

    More flexibility in payments and in the choice of beneficiaries.

Life insurance pays out a lump sum or a pension in the event of death, and sometimes when the policy matures. It is used to protect your family, cover a mortgage or save within a tax-efficient framework.

There are several types of policy, with very different costs and objectives. We explain simply what each one offers, so you only pay for what is useful to you.

Our approach

What we look at with you

  • The real protection needs of your family or business partners
  • The cover already provided by AHV/AVS, disability insurance and your pension fund
  • The term and the amount of capital to insure
  • Fees, surrender value and the policy's flexibility
  • The tax advantages for your situation

Frequently asked questions

Let's talk about your project.

A first conversation that is free, with no obligation, in your language.