1. The first conversation
You tell us about your project and your situation, by phone, online or at our office. Together we draw up your budget and a realistic amount.
2. Putting the file together
We tell you which documents are needed and check that your file is complete before submitting it.
3. The application to the banks
We present your file to the banks best suited to your profile. An agreement in principle is often obtained quickly.
4. The offer and signing
You receive the offer with the amount, term, monthly payment and effective annual rate. We explain it to you before anything is signed.
5. The withdrawal period
The law gives you 14 days after signing to withdraw from the contract, with no fees and no need to give a reason. The funds are paid out at the end of this period.
6. Payout and follow-up
The amount is paid into your account. We remain your contact throughout the term of the loan, including for early repayment or consolidation.