Your identity
The bank must verify your identity and your residence status.
- A valid ID card or passport
- A residence or cross-border permit (B, C or G) for foreign nationals
Your income
Your income is used to calculate your repayment capacity.
- Your last three payslips
- Your latest salary certificate if required
- For the self-employed: the latest annual accounts and tax assessment
Your expenses
Some expenses must be supported by documents.
- Lease agreement or proof of housing costs
- Ongoing loan or leasing contracts
- Proof of maintenance payments, where applicable
Your financial situation
A recent extract from the debt enforcement register is generally required. For loan refinancing, also include the statements for your current loans.
A list tailored to your case
Requirements vary depending on the bank and your situation. We send you the exact list of documents at our first conversation.