Occupational pension (BVG/LPP)
Your pension fund is often your largest retirement asset. We help you read your certificate, optimise your buy-ins and lose nothing when you change jobs.
At a glance
- 01
Voluntary buy-ins
Close a contribution gap while deducting the amount from your taxes.
- 02
Vested benefits
Lose nothing between two jobs or during a career break.
- 03
Self-employed
Voluntary membership to build your retirement savings and protect your family.
- 04
Pension or lump sum
A detailed, figure-based analysis to choose the most suitable form of withdrawal.
The occupational pension, or 2nd pillar, complements the state pension so that you can maintain your standard of living in retirement. It also covers the risks of disability and death. It is compulsory for employees earning above a salary threshold set by law.
A pension certificate is often hard to read. We explain your benefits, your buy-in options and the choices you will face at retirement between a pension and a lump sum.
Our approach
What we look at with you
- Your pension certificate and projected benefits
- Your buy-in potential and its tax effect
- Your existing vested benefits accounts
- Your pension fund's disability and death cover
- Using your 2nd pillar to buy a home
Frequently asked questions
Let's talk about your project.
A first conversation that is free, with no obligation, in your language.