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ACF Services SA

Loans and financing

Personal loan, mortgage, debt consolidation or business financing: we present your file to the most suitable banks and negotiate the terms for you.

Book an appointmentEstimate a loan
An adviser meets a couple in an office overlooking the Geneva water jet

Every Swiss bank has its own risk policy. An application turned down by one may be accepted by another, at a better rate. Our job is to know where to submit your request, and how.

  • Several banks, one application

    You complete one file and we present it to the institutions best suited to your profile.

  • A negotiated rate

    Our volume and our relationships allow us to obtain terms you would not get on your own.

  • A quick answer

    An agreement in principle often the same day, with payout within the legal time limits.

  • A budget you can manage

    We only propose financing that you can genuinely afford.

How much would your project cost?

Adjust the amount and the term to get a first estimate. We then compare offers from our partner banks for you.

Granting credit is prohibited if it leads to the consumer's over-indebtedness (art. 3 UCA).

Example: for a loan of CHF 10'000 over 12 months, at an effective annual rate of 9.95%, the total interest cost is CHF 523.31.

All loans are subject to review and approval of the application.

CHF 30'000
48 months

Estimated monthly payment

CHF 727.15/ month

Indicative effective annual rate
7.9 %
Total interest cost
CHF 4'903.44
Get a personalised offer

Indicative calculation only, not an offer. The final rate depends on your profile and on the bank's decision.

Frequently asked questions

Let's talk about your project.

A first conversation that is free, with no obligation, in your language.

Book an appointment022 908 65 00