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ACF Services SA

Education loan

Further training, a career change or a recognised qualification: investing in your skills deserves financing that fits your budget.

At a glance

  • 01

    All types of training

    Federal diploma, degree, MBA, language course or career change.

  • 02

    Support checked first

    We identify the available funding before calculating how much to borrow.

  • 03

    Your budget during the course

    We take into account any reduction in your working hours.

  • 04

    Tailored repayment

    A term chosen so that the monthly payments remain manageable.

Training is often a significant investment: tuition fees, materials and sometimes a drop in income while you study. A loan lets you spread this cost over time.

Before taking out a loan, we check the other possible sources of funding with you: employer contributions, grants and cantonal training vouchers. The financing is then adjusted to the amount you really need.

Our approach

What we look at with you

  • The total cost of the training and associated expenses
  • Support from your employer and the canton
  • Your income during and after the training
  • The most suitable repayment term

How much would your project cost?

Adjust the amount and the term to get a first estimate. We then compare offers from our partner banks for you.

Granting credit is prohibited if it leads to the consumer's over-indebtedness (art. 3 UCA).

Example: for a loan of CHF 10'000 over 12 months, at an effective annual rate of 9.95%, the total interest cost is CHF 523.31.

All loans are subject to review and approval of the application.

CHF 30'000
48 months

Estimated monthly payment

CHF 727.15/ month

Indicative effective annual rate
7.9 %
Total interest cost
CHF 4'903.44
Get a personalised offer

Indicative calculation only, not an offer. The final rate depends on your profile and on the bank's decision.

Frequently asked questions

Let's talk about your project.

A first conversation that is free, with no obligation, in your language.