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ACF Services SA

Payment protection insurance

If you lose your job, fall ill or have an accident, payment protection insurance keeps paying your monthly instalments for you.

At a glance

  • 01

    Involuntary unemployment

    Your instalments are covered for the period set out in the policy.

  • 02

    Illness and accident

    Cover in the event of prolonged incapacity to work.

  • 03

    Death

    The loan balance is in principle repaid, at no cost to your heirs.

  • 04

    Built into the loan

    The premium is simply included in your monthly payment.

A loan commits your budget for several years. During that time, an unexpected event can suddenly reduce your income and make repayments difficult.

Payment protection insurance takes over your monthly instalments for a set period in the event of involuntary unemployment or incapacity to work due to illness or accident. In the event of death, the outstanding balance is generally repaid, which protects your loved ones.

Our approach

What we check for you

  • The waiting period before the first payment
  • The maximum number of instalments covered per claim
  • Conditions for the self-employed and fixed-term contracts
  • Health-related exclusions
  • The real cost of the cover over the full term of the loan

Frequently asked questions

Let's talk about your project.

A first conversation that is free, with no obligation, in your language.