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ACF Services SA

Loans for your projects

A wedding, a swimming pool, a trip or new equipment: we help you finance your personal projects without upsetting your budget.

At a glance

  • 01

    Free use of funds

    A personal loan does not require you to justify to the bank how the money is used.

  • 02

    The right amount

    We size the loan based on quotes or a realistic budget.

  • 03

    Known monthly payments

    A fixed amount every month, until the very last instalment.

  • 04

    Savings preserved

    You keep a reserve for the unexpected rather than spending everything at once.

Some major projects cannot be paid for in one go from your savings. A personal loan lets you make them happen now and spread the cost over fixed monthly payments.

We always start by checking what your budget can realistically support. The aim is a successful project, not a burden that weighs on the years that follow.

Our approach

Examples of projects we finance

  • Weddings and major family events
  • Building a swimming pool or landscaping the garden
  • Travel or a sabbatical year
  • Furniture, appliances and home equipment
  • Moving and setting-up costs

How much would your project cost?

Adjust the amount and the term to get a first estimate. We then compare offers from our partner banks for you.

Granting credit is prohibited if it leads to the consumer's over-indebtedness (art. 3 UCA).

Example: for a loan of CHF 10'000 over 12 months, at an effective annual rate of 9.95%, the total interest cost is CHF 523.31.

All loans are subject to review and approval of the application.

CHF 30'000
48 months

Estimated monthly payment

CHF 727.15/ month

Indicative effective annual rate
7.9 %
Total interest cost
CHF 4'903.44
Get a personalised offer

Indicative calculation only, not an offer. The final rate depends on your profile and on the bank's decision.

Frequently asked questions

Let's talk about your project.

A first conversation that is free, with no obligation, in your language.