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ACF Services SA

Car loan

New or used car, motorbike or van: finance your vehicle with a loan and own it from the very first day.

At a glance

  • 01

    Owner from day one

    The vehicle is in your name. No restrictions on mileage or use.

  • 02

    New or used

    Garage, dealer or private sale: the loan adapts to your purchase.

  • 03

    Better bargaining power

    Paying in full puts you in a stronger position to negotiate the price with the seller.

  • 04

    Coordinated insurance

    We can compare your motor insurance at the same time.

With a car loan, the bank lends you the money you need and you buy the vehicle outright. It belongs to you immediately: you can sell it, modify it or drive it with no mileage limit.

This type of financing is particularly suitable for used vehicles, private purchases and people who keep their car for a long time. We compare offers and also help you choose between a loan and a lease.

Our approach

What we compare for you

  • The effective annual rate from several banks
  • A term matched to the vehicle's expected lifespan
  • The total cost compared with a leasing offer
  • The most suitable motor insurance

How much would your project cost?

Adjust the amount and the term to get a first estimate. We then compare offers from our partner banks for you.

Granting credit is prohibited if it leads to the consumer's over-indebtedness (art. 3 UCA).

Example: for a loan of CHF 10'000 over 12 months, at an effective annual rate of 9.95%, the total interest cost is CHF 523.31.

All loans are subject to review and approval of the application.

CHF 30'000
48 months

Estimated monthly payment

CHF 727.15/ month

Indicative effective annual rate
7.9 %
Total interest cost
CHF 4'903.44
Get a personalised offer

Indicative calculation only, not an offer. The final rate depends on your profile and on the bank's decision.

Frequently asked questions

Let's talk about your project.

A first conversation that is free, with no obligation, in your language.