Income protection
Long-term illness, disability or death: we measure what you would actually receive and close the gaps to protect your family and your standard of living.
At a glance
- 01
Incapacity to work
A replacement income during an illness or after an accident.
- 02
Disability pension
A top-up to the benefits from disability insurance and your pension fund.
- 03
Death benefit
A lump sum paid to your loved ones to maintain their standard of living.
- 04
Premium waiver
Your pension savings continue even if you can no longer pay.
In the event of disability or death, disability insurance, the state pension and your pension fund pay benefits, but they rarely cover all your needs. The self-employed, part-time workers and single-income families are particularly exposed.
We calculate the benefits you would be entitled to, compare them with your actual expenses (housing, loans, children) and propose targeted solutions to cover the shortfall.
Our approach
What we look at with you
- Your entitlements under the state pension, disability insurance and your pension fund
- Your loss-of-earnings cover for illness and accident
- Your fixed costs: housing, mortgage, loans, children
- Your spouse's or partner's situation, whether married or not
- Cover solutions and their cost
Frequently asked questions
Let's talk about your project.
A first conversation that is free, with no obligation, in your language.